A personal financial recap for November 2008
November was a really big month for my family. We made several changes to our lives which should improve our financial future. Here’s a brief recap of some of the ideas and strategies I implemented in order to improve my life.
We downgraded our house
We were living in a 2000 sq ft home which was backed [...]
The best way to save money
I’m about to reveal to you the absolute best, sure-fire way to save money. This will work with everyone from any background with little adjustment. Are you ready for it?
Wait one week
Image by Kevin
That’s it! It’s really that simple! Whenever you want to make any purchase outside of your regular bills or food, simply wait [...]
Personal News: I sold my house
So last weekend, I moved out of my house. We sold our house for about $345,000. After paying off our mortgages, we should be getting back $175,000 (it will be wired to our account tomorrow). With this we will be paying off our car ($17,500), school loans (~$6000), credit card (~$1000) and purchasing another car [...]
Cut up your credit cards
The best thing you can do for yourself if you struggle with debt is to completely cut up your credit cards. Don’t hide them in a drawer or promise yourself that you will never use them again. Cut them up! Destroy them! Don’t ever let yourself be able to even touch them.
I know you need [...]
Can’t get a loan?
With the credit crunch, it’s hard to get a loan these days. Banks are getting really strict on who they give loans to. This can be an issue if you are trying to get a loan for a house or a car. Here’s a few ways to help get a much needed loan:
House Loan
Home loans [...]
How to Create a Budget
If you are struggling with not having any money at the end of the month, and want to change this, you need to read this post. So many people make a decent income but are barely making it through each month. You can change this all around simply by creating a budget and sticking to [...]